Thursday, October 10, 2013

Completing The NF-2 Form Within 30 days - One of the most important first steps






The Application for No-Fault Benefits officially notifies the insurance carrier of your claim. It also is usually the first written document associated with the injury details of your car accident. When listing your injuries, don't leave anything out. What you consider to be minor in the beginning  can become problematic over a few days or weeks.** I know of someone who didn't file  NF-2 form until months later- then wanted treatment to be billed to No Fault-but their carrier specifically told me the claim was closed because of the patient failing to file his form within the required time frame. It is important to file the NF-2 form as soon as possible .

 If you have an injury recorded on file from the beginning on your paperwork, this helps to make medical claims processing easier for your insurance carrier when they receive treatment bills from your health care provider's office.  Some health care provider's offices have these forms available for you to fill out at the time of your treatment and can assist you with the form should you have questions with any part of it .  They can send it directly to your insurance carrier too.


Healthcare Provider can send out your NF-2 Form.
"Therefore, it is clear that the regulation does permit a health care provider to send, on behalf of an EIP, the NF-2 directly to the insurer, which may help in ensuring that the EIP meets the written notice requirement necessary to receive No-Fault benefits."

Calling your insurance carrier after the car accident is highly recommended. They will issue you a claim number and the name of the person handling your claim after you report the accident to them. This is important information for when you go to seek medical treatment.  Keep the claim number and the insurance claim representative's name with phone number handy when going to any medical care facility for treatment of your injuries. There is a spot on the NF-2 Form where you will need to provide this information.

You have only 30 days from the date of the accident to file a No-Fault Application (NF-2) Form with your insurance company – and only under certain circumstances will a grace period be allowed.
A serious injury where the injured party is hospitalized for weeks may be given an additional 30 days to get their form in, but don't depend or expect a grace period from your carrier. Carriers like to deny claims and it's an easy denial to issue if your NF-2 form was never received or received too late.


Access pages 5-7 to view and print out from this link :  NF2- Form

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